If you are an international student, then yes, you need health insurance. However, the health insurance you can acquire depends on the length of your study programme.You can access the National Health Service (NHS) as an international student in the UK, only if your study programme is 6 months or longer. for shorter courses you can apply Visa with private insurance policy.
You will have to pay £776 annually as an immigration health surcharge. The dependents also need to pay for it. If your visa application fails for some reason, this will be fully refunded (but not the visa application fee).
International students do not need private medical insurance when studying in the UK, unless they are studying for less than six months, and therefore do not have a student visa. If you need a visa to study in the UK, as part of your application you will pay an Immigration Health Surcharge to gain access to the NHS.
International students in the UK have to pay £776 per year for health insurance. This is called an Immigration Health Surcharge (IHS), and you have to pay it along with the visa fee when you apply for a student visa.
There are 2 types of insurance:
1. Health Insurance: Mandatory for students planning to study for more six months or more for themselves and for the dependents travelling with them. It will be chargeable as part of the application fee. It will be refunded if your visa application is not approved.
2. Travel Insurance: It is optional but is recommended to safeguard yourself against any incidents during the trip. It is important to note that not all travel insurance plans cover the same thing, so do check all the details and find the one that suits your needs
